The RivitPay blog
Getting paid, honestly
Research-backed writing on the unglamorous half of freelancing: late payments, fees, payment terms, invoice fraud, scope creep — and what fixes them. Stats cited, caveats included.
Invoice fraud moved $3.04B in 2025. How scammers redirect freelancer payments with swapped bank details — and how a pay-by-link invoice closes the gap.
New York's Freelance Isn't Free Act guarantees written contracts, timely payment, and double damages. What the new freelance payment laws give you — and the paper trail that makes them work.
Freelancers spend ~102 hours a year chasing payments. Most late invoices are inertia, not refusal — and chasing with information beats chasing with vibes.
US small businesses wait 27.9 days on average, plus 7.8 days late. Why net-30 is a convention, not a law — and the terms that actually protect you.
Wires, PayPal, Wise and card links compared on a $1,000 cross-border invoice — and why the fastest international payment is the one that feels domestic to your client.
61% of late payments trace back to errors in the invoice itself. The anatomy of an invoice that gets paid — and the two-minute audit that protects you.
40% of businesses spend 6+ hours a week on receivables admin. What sending an invoice in under a minute actually looks like — no account, no KYC gauntlet.
What Gumroad, Lemon Squeezy, Stripe Invoicing and RivitPay actually take from a $1,000 invoice — including the break-even where Stripe direct gets cheaper.